FHA Loan Limits

FHA Loan Limits are something you have to look out for. It can become quite tricky since they vary between states, between counties and based on the type of dwelling you are seeking financing for.

The HUD (U.S. Department of Housing and Urban Development) website contains more details and an online tool with all states and counties across the United States, spelling out the FHA mortgage limits in those areas based on the type of property you are looking for. In general the following quote from the HUD website applies: "The Economic Stimulus Act of 2008 permits FHA to insure loans on amounts up to 125 percent of the area median house price, when that amount is between the national minimum ($271,050) and maximum ($729,750)."

Current FHA mortgage rates are available by visiting our Mortgage Rate Chart.

This FHA Limit tool on your left helps you calculate the size of the loan the FHA is willing to insure. Just enter your zip code and click on 'Fetch Limits' (in some browsers you don't even have to click 'Fetch Limits' - the chart updates itself).

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