Loan Modification Questions?

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Do you have loan modification questions? Are you wondering if your lender, bank, mortgage broker, real estate agent or even your friend is telling the truth? Are you confused about the process of applying for a loan modification? Please submit your question below.

We strive to do our best in our knowledge and experience of the industry. Please note that different jurisdictions, different states and different companies treat the same situation differently, so every case or every hardship might not be treated the same way.

Most mortgage companies and banks follow a general process to handle your loan modification application. However, your personal situation will determine the outcome.

We not only try to answer any question but we also try to answer question regarding hardships, mortgage companies, news from the federal government and how it deals with the mortgage crisis, and other related importantsubjects.

Please remember that this is not legal advice, it is general information about loan modification. Please consult a Loan Modification Attorney, if you feel you need legal advise. Please see our terms of service page before submitting. If you submit a question below, you agree to not rely on any of the information on this site. You must contact an attorneyas this information is general and your specific hardship/situation, facts, and state law might very likely change our answer. Thank you.

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Questions by other visitors

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Nationpoint Contact Phone number 
Q: How do you get in contact with Nationpoint?

How do you calculate balloon payment amount on a modification mortgage - Balloon Payment Calculator 
Loan balance: $256,663.53 First payment: 5/1/11 $1,195.43 Last payment: 8/1/2036 Interest rate: 4.750% fixed Here is how you calculate: Balloon …

Received Wells Fargo Loan Modification 
Wells Fargo finally approved my loan modification and I was able to get my home out of foreclosure, but instead of lowering my mortgage payment they increased …

RSI Mortgage? 
Hi, Wells Fargo is servicing my first mortgage - currently $700K. My mortgage is not backed by Freddie Mac or Fannie Mae (I looked it up with the online …

What is a loan modification hardship? 
Can you please give me some examples for a hardship related to loan modification? Thank you! John P. Usually the following reasons constitute …

Loan modification  Not rated yet
Once a loan modification is complete, is there any limitations on selling the house at a later date? Or any limitations in general? Thank you.

Tax return requirement for Loan Modification Not rated yet
Q: If I had no job and no income for 2yrs prior to filing for Loan Modification, is it mandatory to file and submit tax returns to qualify for the loan …

Is there any chance that we can get a loan principal mod with BofA? Not rated yet
In Nov. of 2007 we purchased a short sale home in Granada Hills, CA for $650.000. BofA Countrywide being the lender. Which was seemed OK at that …

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